In an effort to bring down health-care costs, employers are
increasingly turning to workplace wellness programs that reward
employees who engage in healthy behaviors — or, alternatively, penalize
those who don’t.
Some wellness programs use carrots, decreasing a worker’s health
insurance premiums if they enroll in a smoking cessation program or
start hitting the gym. Some use sticks, setting higher deductibles or
premiums for those who can’t meet a certain body-mass index or do not
quit smoking. Both approaches are on the rise: Benefits consulting firm
Towers Watson’s annual employer survey finds an increase in workplace wellness programs over the past year, with even more implementation plans in the works for 2013.
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