My companies premiums increased 14% over last year, 2 years ago a
$1000 deductable was put in place for each participant. With our anual
salary increases coming in at around 2% we are in a precarious
situation. There has been an emphasis on ”health” at work. This sounds
like a good thing but the goal is finding ways to charge you more for
your healthcare. Employees that don’t participate in having your body
mass index (BMI) and other health statistics sent to the insurance
company before a cut off date pay a penalty. If you smoke you must pay
an additional penalty every payday. This is just the beginning of this
trend with genetic testing to see if you might be predisosed to develop
diabetes, cancer, etc and if you are…you will pay more for you “group”
insurance. The term group insurance doesn’t mean the same thing it used
to. All this additional money out of our pockets appears to be going to
straight to the top with the CEOs of our company and healthcare
companies. It is just one of many things that have changed over the past
20 years that is decimating the middle class.
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