Wednesday, January 30, 2013

Healthcare Costs

I just found out my healthcare insurance premiums are going up 14% after the next open enrollment. Two years ago a $1000 deductible charge per person was added. With wages going up 2% a year for most people at our company you can see the dilemma we are in. More and more of our income is being spent on healthcare every year.

There has been an emphasis on “health” at the company with employees having the option of having their premiums reduced by participating in a health incentive program. What this amounts to is employees paying a penalty if they smoke, have BMI (Body Mass Index) numbers that don’t match the numbers in their charts and a host of other things . We already have to pay $25 a payday if you have not been tobacco free for 6 months and you aren’t participating in a stop smoking program. I have been in the work force for over 40 years and this new trend of employers wanting to know every detail of their employees personal lives does not seem right in a free country. It used to be enough that you went to work everyday, on time and did your job but now yhere is a deliberate encroachment in your private life .    

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